Hope = Home Ownership
Hope = Exceptional Low Down Payment
Hope = Affordable Monthly Mortgage Payment
Hope = Outstanding Return on Investment
Hope = Socially Responsible Investing
Hope = Opportunity to Change Lives
Our Process of Hope​
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Potential owner-occupant walks property, noting it is being sold AS IS
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YES = Owner Occupant signs Agreement and pays $3500 down payment
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New Homeowner (YOU!!) gets the keys and then pays $975 per month.
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Payment is less than rent!
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​No credit check. Poor credit accepted.
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6 months proof of income required.
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Criminal background check required.​​
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Hope Now pays insurance​.
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Hope Now pays taxes.
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Check out the Homeowner FAQ tab for more information
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Our Investment Opportunity
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Hope Now pays 12.5% interest on a $36,000 loan paid $810/month for 60 months (5 years).
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The loan is secured by the property and the investor is in first lien position.
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Check out the Investor FAQ tab for more information
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Hope Now
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Hope Now is founded by Cindy Kayser, a former teacher and principal who taught students that were facing housing challenges, with many actually being homeless.
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The detrimental effects of this uncertainty included lack of focus, lack of reading achievement, and math skills that were below grade level.
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Hope Now's mission is to provide the opportunity of homeownership to those individuals and families who may not otherwise qualify for a conventional loan.
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Hope Now keeps monthly payments to an affordable $975 per month to encourage a sense of security.
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The pride of homeownership instead of renting is the goal.
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Hope Now
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Hope Now provides investors with the opportunity to earn 12.5% interest for 60 months.
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Investors (limit one per home) are paid $810 on the first of the month for the entire 60 months.
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Investors are paid the full interest regardless.
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Hope Now pays the taxes and interest for homes.
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"Cindy quickly gained our trust and appreciation. She takes her calling as a difference maker seriously." ~ Amanda F.
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"Cindy has a wonderful rapport with people of all ages. Her ability to connect is truly superior." ~ Caylee A.
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"Cindy is dedicated, caring, friendly, enthusiastic and professional in her work. She has the ability to greatly impact lives with her program." ~ John B.
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"Cindy is professional and encouraging with a strong focus on changing lives. " ~ Shelley F.
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​"I am thankful for the opportunity to be an investor and for how you have
looked out for my interests. I am extremely proud to be part of this venture with
you and to be changing lives." ~ Nancy M, investor
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Preferred Partners
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Taylor Ritenour, Realtor
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Serenity Realty​
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(567) 315-4673
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Chris Gang, Notary Public
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(419) 265-3558
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Jay Boettinger, JRB Contracting
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(419) 376-3136​
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