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INVESTOR FAQs

What is the loan amount from investors?

  • The Hope Now program utilizes a loan of $36,000 with a 12.5% interest rate paid $810/month for 60 months (5 years)

How is the loan secured?

  • The loan is in first lien position secured by the real estate property. 

  • Should a problem with payments arise and the loan becomes in default, the investor then retains the property.

The program for homeowners is $3500 down and $975/month. What happens if the homeowner does not pay?

  • Hope Now continues to pay the $810/month to the investor and will pursue collection and eventual eviction activities. Once these activities are complete, a new homeowner will be placed at the property. At no time will any payments be missed.

How do investors receive the $810/monthly payments?

  • Payments are set up based on the choice of the investor. Zelle and Venmo are commonly used.

Who pays the insurance and property taxes?

  • Hope Now pays all taxes and insurance, making sure that they are always current.

What happens if the house sells before the 60 months are up?

  • The interest is paid for the full 60 months regardless if the house is sold prior to the 60 months.

Do you have references for Hope Now and/or Cindy Kayser?

  • YES! References pare provided  from both our past investors, personal references, and educational references.

How many investors are utilized per home?

  • One investor per home to keep the program as streamlined as possible.

Can investors invest in more than 1 home?

  • YES! At any given time, we have over 30 single moms waiting to become homeowners. We also have a full-time realtor who has houses ready for Hope Now to purchase.

​What is the investment process?

  • Call (808) 258-5031 to set up a Zoom meeting

  • Zoom meeting or phone call 

  • Investor performs due diligence

  • JV Agreement signed by both LLCs

  • Proof of funds given to Hope Now

  • Hope Now identifies new property and performs due diligence

  • Property goes under contract

  • Earnest Money Deposit (EMD) is wired to Title Company

  • Upon receiving a clean title and performing a final walk-through of the property, final loan amount is wired to the Title Company to be utilized at Closing.

  • Property closes with Investor named as First Lien holder

  • Property is insured for more than investor's $36,000 (generally $50,000)

  • Payment arrangements are made at the choice of the investor 

 Disclaimer: The information provided on the Hope Now website is for general informational purposes only. All information on the site is provided in good faith, however, we make no representation or warranty of kind, express or implied, regarding the accuracy, adequacy, reliability, availability, or completeness of 

information on the site. Your use of the site and your reliance on any information on the site is solely at your risk. Hope Now specializes in restoring Hope by buying homes in pre-foreclosure, getting cash for houses, stopping foreclosure, buying homes as is, and quick sales.

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